The right time to buy: a new car before the new year

A 2013 car might not sound like an old model to you, but at this time of year, salesmen are looking to get them off the lots.

That's why it's a good time to shop for a new car.

According to analysts, if you zero in on leftover 2013 models, dealers are likely to offer bigger discounts and lower interest rates.

"Usually at the end of the year there is a better discount," said Larry Dixon, who was shopping for a new car. "A buck's a buck."

On the other hand, if you're looking to avoid paying those personal property taxes on your new car in 2014, you might want to wait until January 2 to seal the deal. That way, you won't have to pay until 2015.

Now if you are in the market for a new car this year, don't shy away from the 2013 models. They're also suped up with the newest technology.

"You know it not only interacts with your phone, it lets you play digital music," said Joe Machens Capital City General Manager Tom Stegeman. "It helps you with a lot of the safety features like if you're in a crash, it'll call 911. You can get turn-by-turn directions. The navigation and the hands-free phones are the options that everyone's looking for."

Also at this time of year, used car salesmen are looking to stock up for spring, so you may end up getting more for your trade-in.