A family believes they were mislead in buying their dream home

After battling the condition of her home for two years, a Acallaway County woman didn't know where else to turn.Her home has been declared uninhabitable and inspectors say it's about to collapse.

Now, the question is, was the house even inspected, as required by the government loan the woman used to buy the home?

In August 2008, Wanda Jones and her family felt like they were living the American dream because they just bought their first home on Harrison Street in Auxvasse.

"Once we moved in and got settled, two months later I was in the shower and the shower walls collapsed, Owner of the house Wanda Jones said.

That was just the start of the problems.

"We were promised a safe environment home, an actual home and come to find out we didn't get that, Jones said.

Contractors discovered a horrible mess of standing sewage underneath the home when Jones called them in to weather proof the foundation.

"I called Century 21 before I went to the Attorney General or did anything. When I called and told them about the house collapsing, the lead paint, no insulation in the walls, and all of that; he told me he is very sorry for our loss, but that's what you get for an old house, Jones said.

Jones said a realtor from Century 21 told her the house was inspected and was fit to live in.

"In general inspections are made for homes to see if they're decent, safe, and sanitary, MO USDA Rural Development Randall Griffth. Also that the house is structurally sound and all the mechanical systems on the property are working properly."

Griffth said the visual inspections are required to get the loan, and that there isn't much of a difference between a regular house inspection and a USDA inspection.

"In our program the real key is that we require an inspector to determine they are qualified to do this. They have to receive some type of training towards the codes they are actually certifying too, Griffth said.

An appraiser from Associated Property Analysts in Columbia did the visual inspection for the Jones family.

In the report, the appraiser makes it clear that he is not a home inspector, but writes:

"Based on my visual inspection the home appears to meet minimum USDA requirements.

But a home inspection done last month tells a different story, saying: "we noted several adverse conditions that we feel might have been present for many years and long before this property was purchased by the Jones TM."

In fact, the inspector told Jones to move out as soon as possible.

"He said one major jump, one wind, or access water will collapse our house. He also said I need to call the fire department and have a fire marshal come condemn our home, Jones said.

Now the Jones family has a loan they are stuck with and no house to live in.

"I think they thought I was pretty much not smart enough to know if they ripped us off or not, Jones said.

Jones paid close to $100,000 for the home.

Century 21 in Fulton and Associated Property Analysts refused to talk about the situation.

We do know that both the buyer's and seller's agents were from the same Century 21 office.

We also confirmed with the Attorney General that they are investigating the Jones' problem.